Ten Rules...When Applying for a Mortgage Loan

1. Thou shall NOT change jobs, become self-employed or quit your job.
2. Thous shall NOT buy a car, truck or van (or you may be living in it)!
3. Thou shall NOT use charge cards excessively or let your accounts fall behind.
4. Thou shall NOT spend money you have set aside for closing.
5. Thou shall NOT intentionally omit information from the loan application.
6. Thou shall NOT buy furniture or make other large purchases on credit.
7. Thou shall NOT originate any inquiries into your credit.
8. Thou shall NOT make large deposits without first checking with your loan officer.
9. Thou shall NOT change back accounts.
10. Thou shall NOT co-sign a loan for anyone.